A home loan with an interest rate that remains the same for the entire term of the loan. Adjustable-rate mortgage (ARM) Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Prime Rate or the London.
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The Home Owners’ Loan Corporation was created in 1933 to assist in the refinancing of homes. The housing crisis created a great many foreclosures, and FDR hoped this new agency would stem the tide. In fact, between 1933 and 1935 one million people received long-term, low-interest loans through the agency, which saved their homes from foreclosure.
Smith, who runs private-equity giant vista Equity Partners, wowed college students Sunday when he vowed to pay off the student loan. Texas Instruments and eBay. He was the first at the storied.