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Compare home equity line of credit rates in Virginia. Home Equity Loans – Rates are based on a fixed rate home equity loan for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000 or $50,000+.
Home equity loans and home equity lines of credit are second mortgages. These conform to mortgage financing agencies Fannie Mae and Freddie Mac’s stiffer requirements. A 620 credit score or better.